That going back to high-tech thing didn’t work out so well. Too much time as a manager and not enough as a developer.The one place I got close didn’t hire anyone one in the end.

So on to plan-B. As of last Friday I am officially an owner-operator (O/O). Most companies would actually call it a lease-operator as I am leasing the truck. In this case a short term lease of 10 months, or 45 weeks to be precise. Three weeks of no payments in order to build up some capital and the 45 WEEKLY payments that are about twice my monthly car payment. This truck is valued at nearly twice what my first house cost and it doesn’t have nearly the square footage. Obviously we won’t be even close to owning it at the end of the 45 weeks. This is a trial period to see if we can make the money we need. We will then have the option of about 143 more weeks of payments followed by a balloon payment that will knock your socks off.

So why do this? It gives us some more flexibility in our schedules. Liz will probably take every other month off to preserve her sanity and keep our house in order. The one thing driving is very good for is preventing you from buying things you don’t need and that means you can focus on paying bills down. If we manage the money properly we should also be able to save the money for that balloon payment and own the truck. Once you own the truck you got an instant massive raise which could be turned in to a second house payment each month and that would certainly pay the house off in a hurry. I know that I am really in to the wild daydreams at this point but if managed carefully, not something I am known for, this could really work out well.

In the mean time I am going to try and work on the Mac/iPhone programming thing to use as a plan-C but for the moment I am most definitely off the market.

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