Archive for July, 2010

Big Changes

That going back to high-tech thing didn’t work out so well. Too much time as a manager and not enough as a developer.The one place I got close didn’t hire anyone one in the end.

So on to plan-B. As of last Friday I am officially an owner-operator (O/O). Most companies would actually call it a lease-operator as I am leasing the truck. In this case a short term lease of 10 months, or 45 weeks to be precise. Three weeks of no payments in order to build up some capital and the 45 WEEKLY payments that are about twice my monthly car payment. This truck is valued at nearly twice what my first house cost and it doesn’t have nearly the square footage. Obviously we won’t be even close to owning it at the end of the 45 weeks. This is a trial period to see if we can make the money we need. We will then have the option of about 143 more weeks of payments followed by a balloon payment that will knock your socks off.

So why do this? It gives us some more flexibility in our schedules. Liz will probably take every other month off to preserve her sanity and keep our house in order. The one thing driving is very good for is preventing you from buying things you don’t need and that means you can focus on paying bills down. If we manage the money properly we should also be able to save the money for that balloon payment and own the truck. Once you own the truck you got an instant massive raise which could be turned in to a second house payment each month and that would certainly pay the house off in a hurry. I know that I am really in to the wild daydreams at this point but if managed carefully, not something I am known for, this could really work out well.

In the mean time I am going to try and work on the Mac/iPhone programming thing to use as a plan-C but for the moment I am most definitely off the market.


The Tea Party

Calling the Tea Party racist is stupid. They are not a party like the Democrats, Republicans, Libertarians, etc. that have national organizations that can be held accountable for actions taken in the name of the group. There is a group called Tea Party Federation that is something of a clearing house but I have also read that they don’t want a national organization. The NAACP is afraid of one thing, a conservative backlash to Obama. Inevitably that backlash would push our country far to the right and minority groups don’t want that. So they get out a broad brush and paint all TPers as racist. Got news for you, there are racists in all parties and even among minorities. When you are 100 years old and vote for the first time because the candidate is black, well half black anyway, that is racist. When you are black and vote against a black candidate because you don’t like what they stand for that is progress. BTW I voted for Obama so don’t send the label this way.

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